Three ways to get capital, matched to how you’ll use it
Business line of credit
Draw funds as you need them and pay interest only on what you use. Good for covering payroll gaps, seasonal dips, or opportunities that come up faster than your cash flow.
Best forOngoing, flexible needs rather than one large purchase.
Merchant cash advance
Get a lump sum today and repay it as a fixed percentage of your daily card sales. Repayment moves with your revenue, so slower weeks cost you less.
Best forBusinesses with steady card sales but limited collateral or credit history.
Term loan
Borrow a set amount and repay it on a fixed schedule. Straightforward budgeting for equipment, expansion, or a specific one-time investment.
Best forA defined project with a clear return you can plan around.
How it works
Four steps, most of them same-day
01
Apply
Tell us about your business and what you need the capital for. Takes about ten minutes.
02
Talk it through
A funding specialist calls to understand your business and match you to the right program.
03
Get approved
We review your revenue and cash flow, not just your credit score. Most decisions land within 24 hours.
04
Receive funds
Once you accept your offer, funds are typically deposited within one to two business days.